WhatsApp Payment Solutions for Every Business
Create invoices or generate QR codes and instantly collect payments right where your customers already chat.
Fast, secure, trackable, with multi-gateway reliability.
How Tranzwa Works
Onboard & Setup
Create an account, connect your preferred payment gateway and complete verification.
Start Collecting Payments
Share secure WhatsApp payment invoices or QR Codes and get paid fast — without leaving the chat.
Monitor Your Transactions in Real-Time
Track settlements (wallet balances, outstanding payments, payment status etc) and keep everything organized from a unified dashboard.
FeaturesOur Key Features
WhatsApp-Native Invoicing
Create invoices instantly and send directly to your customer on WhatsApp.
They review, approve, and complete payment within the same chat. Quick for them, seamless for you.
QR Code Payments
Generate a secure QR code from your Tranzwa dashboard, Share the link with one tap on WhatsApp and let your customers pay instantly.
Fast. simple. and friction-free.
Unified Merchant Dashboard
See every payment from WhatsApp, QR codes, and all connected gateways in one place.
Track daily settlements, view wallet balances and all transaction details in real time.
Multi-Currency Acceptance
Accept payments from anyone — whether they’re local or international.
Choose the currencies you want, and Tranzwa handles the rest.
Multi-Gateway Reliability
Never lose a sale because a provider is down.
Tranzwa routes payments across multiple gateways to keep your business running and your cash flow uninterrupted.
Use casesWho Tranzwa is for
Small & Medium Business (SMEs & MSMEs)
A customer discovers a product, sends a WhatsApp message to the merchant, and instantly receives a payment request, either as an invoice or a QR code, without being redirected to a website or external app. Payment happens right inside the chat.
Benefits
Browse segments
Why TranzwaWhy Tranzwa?
Simplicity of Payments
We remove friction from digital payments by turning everyday tools like WhatsApp into powerful payment engines. Fast, secure, and friction-free.
Accessibility
We help you serve your customers wherever they are, local or international. All you have to do is configure the currencies you want, and Tranzwa handles the routing behind the scenes for you.
Multi-gateway Reliability
We are multi-gateway reliable. If one gateway is down, your business isn’t. We partner with top, trusted payment providers to ensure your payment collection stays uninterrupted.
Inclusivity
Every business can use Tranzwa. From e-commerce retailers and SMEs/MSMEs to freelancers, NGOs, schools, and churches. Whatever your size or sector, Tranzwa adapts to the way you already work.
Operational Empowerment
We equip businesses with tools that enhance how they operate, not just how they get paid. From a real-time dashboard for clear payment visibility, to product menus that let customers order directly on WhatsApp even when you are offline, and QR codes you can generate and share in seconds.
Transparency
All our subscription prices are transparent. No hidden fees. No surprises.
Proof that this matters
Your customers already live on WhatsApp
WhatsApp has over 3.5 billion monthly users, with people opening the app up to 25 times a day, and spending an average of 30 - 1 hour daily on the app.
That’s where commerce happens. And that’s where Tranzwa lives.
3.5B+
Monthly users
25x
Opens per day
30–60m
Daily time spent
TestimonialsTestimonials
Collecting payments from customers used to be one of our biggest operational headaches. Riders would send screenshots, some payments wouldn’t reflect immediately, and reconciling daily transactions took hours. Since we switched to Tranzwa, everything changed. Our settlement process is cleaner, faster, and finally stress-free.
— Tolga Şanverdi
Field Operations Supervisor, Movitron Logistics
Turkey.
Tranzwa has truly simplified school fee payments for us. Our admin team was always overwhelmed, especially at resumption. Parents would queue for hours just to make payments. Reconciliation was another full-time job on its own. Now, parents pay right from their phones using WhatsApp. The real-time dashboard tracks everything automatically and we are able to download records seamlessly. Thank you Tranzwa for reducing the long queues and manual cross-checking.
— Loreta Owutu
Administrator, Future Leaders Academy
Accra, Ghana
Using Tranzwa’s Whatsapp Payment collection feature has helped me take back control of my cashflow. Imagine waiting weeks just to get paid by your client after the job has been completed weeks ago. Transfer delays top the list. But now? All I just have to do is send a WhatsApp invoice right after delivering work. They tap and pay right inside the same chat. I see it instantly on my dashboard. No more begging clients to retry or ‘check back tomorrow.’ It feels so good to finally get paid without stress.
— Michael Adeyemi
Freelance Video Editor & Animator
Lagos, Nigeria