For businessesFor payment providers
Tranzwa Start free
Invoices, reminders and receipts on WhatsApp

Get paid in the WhatsApp chat.

Send an invoice, a payment menu or a QR. Your customer taps Pay now, gets a receipt, and you see it straight away, paid into your own Paystack or Flutterwave account.

Start free
🔒Keys stored securely₦Paid straight to your account✓Every payment checked
Free plan · no card needed · set up in about 10 minutes
Paid in USD
$450.00 · Mark T.
via Flutterwave
This month
₦1.1M + $1,350
Freelancers · clients abroad, USD →
₦0
held by Tranzwa
Customers pay into your own gateway account. We never touch the money, so there’s nothing to withdraw from us.
🔒
Keys stored securely, never shown again
Once you save a gateway key it’s masked. You can replace it; nobody can read it back.
100%
checked before the receipt
Tranzwa confirms every payment with your gateway before your customer gets a receipt. No fake “I’ve paid” screenshots.
Works with the gateway you already use
PaystackFlutterwaveStripeMonnifyNombaOPayBudPayPayazaRemitaFirstChekout
+ more
Security & trust

Your keys stay hidden. Your money never touches us.

Connecting a gateway means trusting us with your keys. So we built Tranzwa so we never need your money, and a saved key is never shown again.

🙈
Write-only keys Once saved, a key is masked forever. You can replace it; nobody can read it back.
🧪
Checked before you go live We test your keys with the gateway first, so a typo never costs you a sale.
🏦
We never hold your money Payments settle from your gateway to your bank. No Tranzwa wallet in between.
✅
Verified, then receipted Every payment is confirmed with your gateway before a receipt goes out.
👥
Only the access people need Owner, accounts, sales and gate staff roles. Gate staff can scan, not see money.
How we keep you safe HTTPS everywhere
How it works

Your day, without the chasing

No new app for your customers. No website for you to build.

1

Send

An invoice, a payment menu or a QR, into the chat you’re already having.

2

They pay

Card, transfer or USSD, without leaving WhatsApp for a strange website.

3

Receipt + alert

They get a receipt card. You get an alert and the payment in your dashboard.

4

Reminders chase

Not paid yet? Tranzwa reminds them before, on and after the due date, and stops when they pay.

Invoices

Send it where they already are

✓A real invoice card in WhatsApp with a Pay now button, not a long link
✓Your logo and business name on every invoice and receipt
✓Or send by email or a QR at the counter, the same invoice everywhere
Reminders

Let the reminders do the chasing

✓Before, on and after the due date, in your words
✓Part payments with the balance tracked for you
✓Reminders stop the moment they pay. No awkward “have you paid?”
Dashboard

Every payment, one place

✓See payments from every gateway you use in one list
✓Know who’s paid, part paid and overdue at a glance
✓Give your team their own logins: sales, accounts, gate staff
Why Tranzwa

Keep your gateway. Get everything it doesn’t do.

Paystack and Flutterwave move the money really well. Tranzwa does the part around it: getting the customer to pay, in the chat, on time.

Start free
Gateway aloneWith Tranzwa
Payment link ✓ ✓ sent as a WhatsApp invoice card with Pay now
Customer pays without leaving WhatsApp — ✓ menu, questions, pay and receipt in the chat
Reminders before, on and after the due date Email at best ✓ on WhatsApp, stop when paid
Part payments with the balance tracked — ✓
Receipt in WhatsApp Email ✓ receipt card
Payment menu and catalogue in the chat — ✓
Event tickets and gate check-in — ✓
Several gateways in one dashboard One each ✓
Team roles, including gate staff Limited ✓
Only features that are live are listed. Auto-pay and summary emails join when they ship.
Solutions

Built for how you sell

All solutions →
🎟️
Events & tickets Receipts that work as tickets. No fake transfer screenshots at the gate. See how →
🎓
Schools & training Part payments per student, balance reminders, receipts parents keep. See how →
⛪
Churches & NGOs Give any amount, a thank-you on every receipt, monthly totals. See how →
🍲
Food & catering Orders with dates and guest numbers, paid before you cook. See how →
🛍️
Shops & online sellers A catalogue in the chat. No website needed. See how →
🏠
Landlords & property Rent invoices every month, reminders until it’s in. See how →
💼
Freelancers & services Invoice in the chat, deposit first, balance on delivery. See how →
🏋️
Gyms & memberships Monthly renewals that pay themselves. See how →
By role: OwnersAccounts & financeSales & front desk
From the founders
“We built Tranzwa because businesses here already sell on WhatsApp. Getting paid there should be just as easy.”
Pricing

Start free. Upgrade when it’s paying for itself.

WhatsApp credits are included every month. Gateway fees are paid to your gateway as usual.

Free
—
Take your first payments
✓Connect your gateway
✓Invoices, menu, QR
✓Receipts on WhatsApp
Start free
Basic
—
For small businesses getting paid every day
✓Reminders + part payments
✓More gateways and team
✓Event tickets + gate staff
Choose Basic
Premium
—
For growing teams
✓White-label invoices
✓Tax (NRS) integration
✓Priority support
Choose Premium
Compare all plans →
FAQs

Questions businesses ask us

All FAQs →

No. They pay inside the WhatsApp chat they already use.

Your customers are already in the chat.
Get paid there.

Free plan · no card needed · works with the gateway you already use

Start free Talk to us